Debt-Free Date

When will you be debt-free?

Three numbers get you the date. Then see how many days a little extra each payday takes off.

All your cards added up.

22.15% is the US average. Your statement has yours.

How the app works

Check in on payday.
Log what you sent to your cards. Your date moves closer.
All your cards, one date.
Add each card with its balance and APR. You get one date for all of them.
Big paycheck or small, it counts.
Paid on different days, or different amounts? Log whatever you sent, whenever you sent it.
A nudge on payday.
One reminder, on the days you get paid. That's all.
No bank login.
No account to make either. Your numbers stay on your phone.

No streaks to break. A slow month just means your date waits for you.